BBRS Video

Thank you for visiting our website.  The lawyers at Boyle, Bain, Reback & Slayton believe that before you decide to file bankruptcy, you should be well informed about what bankruptcy can do for you and your family.  That is why we created this website, and that is why we offer a free 30 minute initial consultation with a lawyer, as opposed to a staff member.  Moreover, you will have that same lawyer handling your case from start to finish.  If you would like to meet with a bankruptcy lawyer to discuss your situation, please call or email us to set up an appointment.  If you would like more information, please take a look at the following.

Frequently Asked Questions

Chapter 7

What is Chapter 7?
How long does Chapter 7 take?
What is the standard procedure after filing a Chapter 7?
What documents do I need to file a Chapter 7?
What property can I keep after I file a Chapter 7?
Can I keep my house in Chapter 7?
Can I keep my vehicle in Chapter 7?
Is there a minimum amount of debt I must have in order to file Chapter 7?
Can I convert my Chapter 7 to a Chapter 13 during my bankruptcy case?
Can I dismiss my Chapter 7 at any time?

Chapter 13

What is Chapter 13?
How long does Chapter 13 take?
What is the standard procedure after filing a Chapter 13?
What documents do I need to file a Chapter 13?
Can I keep my house in Chapter 13?
Can I keep my vehicle in Chapter 13?
How much will my Chapter 13 plan payment be and how long will they last?
Is there a maximum amount of debt that I can have to file Chapter 13?
What if my income goes down while I am in a Chapter 13?
What if I lose my job while in Chapter 13?
What if I want to sell something while I am in Chapter 13?
What if I need to buy a vehicle while I am in Chapter 13?
Can I use credit cards while in Chapter 13?
Can I borrow money from payday lenders while in Chapter 13?
What should I do if I receive a windfall of money while in Chapter 13?
Can I convert my Chapter 13 to a Chapter 7 during my bankruptcy case?
Can I dismiss my Chapter 13 at any time?

General Questions

Can I stop the foreclosure of my house by filing bankruptcy?
Can I stop the repossession of my vehicle by filing bankruptcy?
Can I get my repossessed vehicle back after I file bankruptcy?
Can I modify my mortgage in bankruptcy?
Can I get rid of my second mortgage in bankruptcy?
Can I modify my vehicle loan in bankruptcy?
Can creditors contact me after I file bankruptcy?
Can a creditor contact me after my debts are discharged in bankruptcy?
Do I have to list everyone to whom I owe money?
Can I keep credit cards that have a zero balance when I file bankruptcy?
Can my employer fire me for filing bankruptcy?
What debts are not dischargeable in bankruptcy?
Can a hospital refuse to treat me if I included their debt in my bankruptcy?
Will I be responsible for the debt remaining on my surrendered or repossessed vehicle after it is sold?
Is my bankruptcy a public record?
How will the bankruptcy affect my ability to get credit in the future?
What is Chapter 11?
What is Chapter 12?

Forms

Bankruptcy Worksheets
Chapter 7 Documents List
Chapter 13 Documents List
DMV Transcript of Vehicle Record Form
Profit and Loss Statement for the Self-Employed
Certificate of Viewing Chapter 13 Instructions to Debtors Video

Videos

Useful Information

How to Value Your Property?
Written Summary of Chapter 13 Instructions to Debtors
How to Deal with Discharged Debts Listed on your Credit Report
What to do When Contacted by a Creditor while in Bankruptcy
What to do When Contacted by a Creditor after Bankruptcy
How to Rebuild your Credit
How to Dispute Entries on your Credit Report

Useful Related Links

2011-2012 Bankruptcy Code
U.S. Bankruptcy Court for the Western District of Virginia
Approved Credit Counseling Agencies
Approved Debtor Education Agencies
Albemarle County Tax Assessments
City of Charlottesville Tax Assessments
Used Car Pricing Guides
Monthly Auto Loan Payment Calculator
Building a Better Credit Report